tag:blogger.com,1999:blog-6758915940467026052.post9118693978274639342..comments2024-03-28T18:13:21.626-04:00Comments on Imparting Grace: 10 ways to protect yourself from identity theft and bank fraudRichella Parhamhttp://www.blogger.com/profile/04353214472648623583noreply@blogger.comBlogger25125tag:blogger.com,1999:blog-6758915940467026052.post-61184070204443416462014-04-25T02:56:57.168-04:002014-04-25T02:56:57.168-04:00Check Fraud may not look like a problem at first, ...Check Fraud may not look like a problem at first, because you have shut the account down. The problem is that even though you have done everything correctly, you still can become a victim. This is because the thief can wait to use the stolen checks or create new counterfeit checks and put your information on those them. You must take the time to check periodically with the check verification companies to see if they are holding any checks with your information.<br /><a href="http://Reorder-checks.net" rel="nofollow"> order bank checks </a>Anonymoushttps://www.blogger.com/profile/01637835706750883895noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-70293715647550880782012-08-04T21:27:09.436-04:002012-08-04T21:27:09.436-04:00Oh my word! I go out of town and your life falls a...Oh my word! I go out of town and your life falls apart! Just kidding, of course, but this is really disturbing. I'm so sorry this happened to you, Richella. Great tips, though.Shelly Wildmanhttps://www.blogger.com/profile/18366214414205646931noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-56383731242838492622012-07-26T22:12:22.942-04:002012-07-26T22:12:22.942-04:00Yikes! And thanks for the reminder to keep a clos...Yikes! And thanks for the reminder to keep a close eye on our bank accounts. Glad the crook was reprimanded. <br /><br />I had my identity stolen almost 10 years ago. It was a similar scenario. I bought a magazine thinking I was helping a hard-working teen earn some money. Turns out he was a crook - got my account number and did the same thing that happened to you. It was all straightened out but it made me a lot more wary. Sigh.Erin @ Two Story Cottagehttps://www.blogger.com/profile/13489259700938920374noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-17689194524552224042012-07-25T16:31:49.423-04:002012-07-25T16:31:49.423-04:00Oh Richella! What a nightmare! So glad they caugh...Oh Richella! What a nightmare! So glad they caught the person. Thank you for the great reminders and tips! Our credit card got stolen in disneyland and then they went and spent $50 at mcdonalds. Uggghhh. Your trip looked amazing, so glad you're back though. Only 2 more weeks for us before the kids head back! XoxoMelissahttps://www.blogger.com/profile/11998834833645862095noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-68274981232356709122012-07-25T16:28:13.661-04:002012-07-25T16:28:13.661-04:00Oh Richella! What a nightmare! So glad they caugh...Oh Richella! What a nightmare! So glad they caught the person. Thank you for the great reminders and tips! Our credit card got stolen in disneyland and then they went and spent $50 at mcdonalds. Uggghhh. Your trip looked amazing, so glad you're back though. Only 2 more weeks for us before the kids head back! XoxoMelissahttps://www.blogger.com/profile/11998834833645862095noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-84128271011905344962012-07-25T12:21:10.398-04:002012-07-25T12:21:10.398-04:00What a massive headache for you - you've remin...What a massive headache for you - you've reminded me to change all of my passwords for security's sake. Hope it all works out for you!Anonymoushttps://www.blogger.com/profile/14097137102618243610noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-46714770849247223962012-07-25T09:12:28.267-04:002012-07-25T09:12:28.267-04:00Oh Richella that is terrible! I'm so glad that...Oh Richella that is terrible! I'm so glad that they caught on quickly and got things straightened out for you. We started shredding all of our stuff a few years ago.Kelli Whttps://www.blogger.com/profile/07865834655887862155noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-45381454747982767602012-07-25T08:24:44.706-04:002012-07-25T08:24:44.706-04:00Oh my Richella! I'm so glad this was caught so...Oh my Richella! I'm so glad this was caught so early & that the thief was caught also. I've never had theft through my bank account but I did have someone hack an old ebay account I had. They were listing items under my name & charging the card I had on file for the listing fees & then collecting the money & not sending the products listed. It was a mess but taken care of fairly quickly, for that I was grateful. :-) Thanks for sharing!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-51867267542197453162012-07-24T23:38:32.389-04:002012-07-24T23:38:32.389-04:00Thanks, Richella, for sharing your story and for y...Thanks, Richella, for sharing your story and for your wise tips. I'd encourage everyone to get a copy of your credit reports from each of the credit bureaus once a year (it's free) and review them carefully. Sometimes the bureaus just have erroneous information, but sometimes you can catch identity theft this way. Another tip I was taught many years ago is to make a copy of your passport, in addition to your license, credit cards and such, in the even that is stolen from you while you are abroad. You can take the copy to the local embassy and it is supposed to help move the process along. Don't know if that's true or not but it can't hurt.<br /><br />Take care, my friend.<br /><br />Blessings,<br /><br />ErinErinnoreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-70117553295484270552012-07-24T22:50:47.018-04:002012-07-24T22:50:47.018-04:00I am so sorry this happened to you, Richella. Tha...I am so sorry this happened to you, Richella. That is just awful. It is too bad there are so many crooks and thieves in the world. If they would spend as much time doing legitimate work as they do figuring out ways to cheat people they would be millionaires. xo DianaNanaDianahttps://www.blogger.com/profile/14298962791700019785noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-3970380987491566642012-07-24T22:21:28.275-04:002012-07-24T22:21:28.275-04:00UGH! What a pain! I'm glad the teller caught i...UGH! What a pain! I'm glad the teller caught it.Carmen @ Life with Sprinkles on Tophttps://www.blogger.com/profile/01311495846073017864noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-59345230200448575902012-07-24T21:06:20.267-04:002012-07-24T21:06:20.267-04:00Thank you for taking the time to let us know how t...Thank you for taking the time to let us know how this happened. Our grandparents would surely be surprise we have to worry about such things.Terri at Finder's Keeper'shttps://www.blogger.com/profile/17885148229437253811noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-62214456405573532452012-07-24T14:46:40.970-04:002012-07-24T14:46:40.970-04:00I JUST WANTED TO LET YOU KNOW THAT I NOMINATED YOU...I JUST WANTED TO LET YOU KNOW THAT I NOMINATED YOU FOR THE LIEBSTER AWARD, YOU CAN CHECK IT OUT HERE http://delightfulcuriosity.blogspot.com/2012/07/the-liebster-award.htmlDelightfully Curious Designshttps://www.blogger.com/profile/10455797845646656538noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-78219320618651435852012-07-24T14:39:45.458-04:002012-07-24T14:39:45.458-04:00Wow! So glad that teller thought to make that call...Wow! So glad that teller thought to make that call!<br />Just yesterday my bank called and asked if I had made an online payment to some company for $277. I had not and the bank immediately cancelled my Visa debit card. It's a pain that I have to go get another card now, but would rather do that than have some crook clean out my account!<br />Those are some great tips!Living Life in the Lowcountryhttps://www.blogger.com/profile/15953742689295048215noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-59946119805726873982012-07-24T14:36:31.466-04:002012-07-24T14:36:31.466-04:00I'm so sorry all of this has happened to you, ...I'm so sorry all of this has happened to you, Richella! We've had some identity theft happen to us from whom we thought were friends. My husband's driver's license number and social security numbers were stolen from some records at our church! Can you believe it? Then some pricey things happened. My husband has an a one credit and was working to find out his credit score like you see on TV. There was a very large amount due to somewhere he had no idea what it was. He persisted until he finally found out our so called friends had used his identity to open an account in his name. Now they were making payments but still. He did all the things you do when you find out you've been violated but got this cleared. He had a certain amount of time to either turn them over for theft or let it be. He's a better Christian than me because he talked with them and said I want my credit cleared of this. Someone they got the money and paid off the debt. He did nothing else. It was over $10,000 and needless to say, I was just furious.<br />Be a sweetie,<br />Shelia ;)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-21923721147970347822012-07-24T14:00:09.085-04:002012-07-24T14:00:09.085-04:00Richella I am so sorry that this happened to you. ...Richella I am so sorry that this happened to you. I think it is everyone's worst nightmare.Lindahttps://www.blogger.com/profile/17751356958497450109noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-33848562672289049402012-07-24T13:09:16.846-04:002012-07-24T13:09:16.846-04:00Oh, so sorry Richella
I had an attempt @ identity...Oh, so sorry Richella<br /> I had an attempt @ identity theft once, a long time ago.<br /> I used to sell on Ebay & somehow, the thief got into my account, was able to make a $13,000 automobile sale & Ebay caught it. Ofcourse I had no car for sale & if not caught on time when no car was recieved on the other end, my bank account would have been debited for that amount.. it was a hassle to change things at the bank & all of that...<br /> Thieves are tricky these days<br />Here's hoping that this is the end of it for you<br /> Thanks for sharing...a good reminder to all be more cautiousKathy@ Gone Northhttps://www.blogger.com/profile/15044063883582389498noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-5014059329812912162012-07-24T13:03:32.138-04:002012-07-24T13:03:32.138-04:00Oh, Richella, how scary!! I'm so glad they cau...Oh, Richella, how scary!! I'm so glad they caught that awful person, and I hope she is prosecuted to the fullest extent of the law.Amanda @ Serenity Nowhttps://www.blogger.com/profile/16483017563206007698noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-35595984935231802362012-07-24T12:57:00.166-04:002012-07-24T12:57:00.166-04:00I had is happen in Feb '10. It really stinks! ...I had is happen in Feb '10. It really stinks! Similar to your story, it was discovered by a very diligent teller. I also agree w/your thought on being smart is also knowing right from wrong and choosing the right (honesty). Thanks for this great article. Happy Tuesday :)Becky L.https://www.blogger.com/profile/15268137343895188806noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-46182198597945623432012-07-24T12:53:52.463-04:002012-07-24T12:53:52.463-04:00Very sorry this happened to you. A few years back...Very sorry this happened to you. A few years back my purse was stolen with my "life" in it. For some unknown reason, I had my social security card in the billfold along with every other card, etc. Checkbook was in there also. My debit card was used for gas and the spree continued until I could cancel all cards and get with my credit union. Fortunately, I was able to stop the thieves before too much damage could be done; however, the stores had to be called, forms had to be filled out, etc. It was right before Thanksgiving and I had to spend hours trying to get everything in order. After that happened, I received this tip. :) First of all, never carry your social security card in your purse! Then, make a copy of all the cards, driver's license, etc. front and back and keep a copy in a secure location. That way you can just go down the list, make calls, etc. Hopefully, this will never happen to you or anyone else reading this. I keep close tabs on my purse now! Hope this helps someone and thanks for letting me share. PS I do check with the credit report companies on occasion, because my purse or the culprit was never found.upcdazehttps://www.blogger.com/profile/06342187880957040331noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-49949850590603337472012-07-24T12:41:09.783-04:002012-07-24T12:41:09.783-04:00Oh, so sorry that happened to you. My husband is a...Oh, so sorry that happened to you. My husband is a banker and these things happen pretty frequently. The tellers at my husband's bank have stopped several scam artists.Kim @ Savvy Southern Stylehttps://www.blogger.com/profile/12493624262438266840noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-24032725129731860622012-07-24T12:34:21.980-04:002012-07-24T12:34:21.980-04:00I am so sorry this happened, but I learned a lot f...I am so sorry this happened, but I learned a lot from reading it. I will be keeping this in mind from now on.Kathy Olsonhttps://www.blogger.com/profile/11668699397851882212noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-81793784851390230192012-07-24T12:26:16.127-04:002012-07-24T12:26:16.127-04:00I'm so sorry that this happened to you. It is ...I'm so sorry that this happened to you. It is really scary to think about. Thank you for sharing these helpful suggestions. I'm so glad that the SunTrust teller in FL was so quick on the draw!Heatherhttps://www.blogger.com/profile/13060091637394810802noreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-60889098379641147802012-07-24T12:24:57.447-04:002012-07-24T12:24:57.447-04:00WOW! Thanks for sharing your story. Everyone shoul...WOW! Thanks for sharing your story. Everyone should read it. I found it on Home Stories of A to Z link party. Renea.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6758915940467026052.post-85579762648330685002012-07-24T12:21:35.672-04:002012-07-24T12:21:35.672-04:00I am so sorry that this happened to you but am gla...I am so sorry that this happened to you but am glad that the helpful teller acted quickly before this person stole from you more than one time. It's got to make your blood boil thinking about how bad this could have been. Thanks for the tips to keep safe. I will definitely follow them.Paula@SweetPeahttps://www.blogger.com/profile/00159609759110718249noreply@blogger.com